Page Contents
GCredit gives you a credit line of up to PHP 30,000 that allows you to instantly pay for your online transactions and your essentials at a later date to over 100,000 stores and billers with no additional requirements needed. A credit line allows you to borrow money anytime to complete your online transactions.
How do I use GCash credits?
Pay Bills. Pay Online. Pay QR. Purchase in GLife. Backup Payment Option for Google Playstore and Apple Store purchases.
How can I use GCredit in online payment?
Just like GCash QR Transactions, you can use GCredit as a payment source for QR Transactions in Ayala Malls and other partner merchants such as Puregold, Robinsons, and SM. You can also use it to pay your bills through the GCash app and shop online in selected e-commerce merchants.
Can I use GCredit in 711?
We accept contactless transactions like GCash and CLiQQ e-wallet.
Can I borrow cash from GCredit Related Questions
Can I withdraw a loan as cash?
Cash loan from SLoan will be credited to your ShopeePay wallet and you can use it to purchase, send money, and withdraw via bank transfer. You must activate and verify your ShopeePay account to be able to cash out and use SLoan.
Can I use GCredit as credit card?
GCredit is a revolving mobile credit line on the GCash app that you can use to pay for goods and services in GCash QR-accepting merchants, shop online in selected e-commerce merchants, or to pay for bills in the “Pay Bills” feature on the GCash app!
Can I use GCash credit abroad?
Now with the Beta Version of GCash Overseas, you can use an international SIM card to open an account while abroad. The Beta Version is out now in Japan, Italy, and Australia. Even if you are a Filipino living overseas, you will still be able to seamlessly use GCash services!
How do I claim 10 GCash credits?
Eligible users will receive FREE ₱10 load voucher (no min spend) from GCash. You may go to https://gcashapp.page.link/pocket to use your GCash voucher. Purchase must be made using your GCash within the promo period. Voucher received in GCash Voucher Pocket are valid for 12 days upon receipt of voucher.
Where can I check my GCash credit limit?
The Profile Limits page is a GCash in-app feature that shows your Wallet Limit, Daily Outgoing Limit, and Monthly Incoming Limit based on your verification profile. This feature is available for all GCash customers and is customized based on your profile and the number of GCash accounts.
What is the minimum amount due in GCredit?
To know more about your bill, visit Where do I see my Minimum Amount Due? Your Minimum Amount Due for this billing cycle is PHP 200. When you pay your Minimum Amount Due, your remaining credit limit will be replenished by PHP 150, which is 15% of your unpaid charges.
Can I use GCredit immediately after payment?
GCredit Line Replenishment ‚Äì You will be able to use your GCredit again after you pay your dues. GScore increase – If you always pay on or before the deadline, your GScore will increase! The higher your GScore is, the higher your credit limit will be and the lower your interest rates will be!
What happens if GCredit is not used?
Your account is already subject to a penalty fee once you have reached the number of days past your due date and you still have outstanding GCredit dues. This would incur an additional penalty fee.
How do I cash out my GCash at 7 11?
Select GCash, then enter your GCash-registered number. Enter and confirm the cash in amount, and wait for the barcode to be generated. Note: You can take a screenshot of the barcode or you can access it on Manage Transactions. Visit a 7-Eleven branch, present the barcode to the cashier, and pay.
Can I use GCredit to pay for gas?
To buy gasoline via GCredit on the GCash app, motorists simply have to ask for the GCash QR Code at their preferred gas station and align their phone’s camera to the branch’s QR code in order to scan it.
Can you use GCredit twice?
GCredit can give you up to PHP 10,000 Credit Line and up to 5% Interest Rate (monthly) which is prorated; meaning that the earlier you pay your dues, the lower your interest fee is. You can also use your GCredit again if you pay for your dues early.
How can I renew my GLoan?
You may pay your loan in full through the GLoan feature in the app. You can check the total amount that you need to pay through your amortization schedule or by simply multiplying your monthly due amount by your remaining months to pay the loan.
How much loan can I take cash?
Yes, you can accept cash loan or deposit amount of Rs. 20,000 or more from the government or banking institution because it falls under exceptions of Section 269SS.
How do you convert SLoan to cash?
SLoan will be disbursed to your ShopeePay wallet. Make sure that your ShopeePay Wallet is activated and verified to be able to cash out and use SLoan. You can no longer cancel the SLoan feature once it’s been activated. There will be no charge on your account if SLoan remains unused.
What is the highest GCredit score?
A perfect score of 850 will give you bragging rights, but any score of 800 or up is considered exceptional and will usually give you access to the best rates on credit cards, auto loans, and any other loans.
How do I get a GCredit card?
Just open your GCash app and tap ‘Manage Credit’. Once you’ve met all pre-qualifications needed, simply proceed with your application by reviewing your personal information and filling up other personal fields. Once submitted, our evaluation process will start.