Page Contents
GCredit is a revolving mobile credit line on the GCash app that you can use to pay for goods and services in GCash QR-accepting merchants, shop online in selected e-commerce merchants, or to pay for bills in the “Pay Bills” feature on the GCash app!
Can you borrow money from GCredit?
GCredit gives you a credit line of up to PHP 30,000 that allows you to instantly pay for your online transactions and your essentials at a later date to over 100,000 stores and billers with no additional requirements needed. A credit line allows you to borrow money anytime to complete your online transactions.
What is the other payment option for GCredit?
You can pay for your GCredit by ensuring that you have enough GCash wallet balance to cover your amount due. You may either cash-in through a GCash Partner Outlet or transfer funds to your GCash from your BPI, RCBC, or PayPal account.
Can you transfer cash using GCredit?
How to use GCredit for Bank Transfer? While GCredit can be used to pay for online purchases and bills, there are currently no ways to use it to transfer money to a bank. It is solely used for payment convenience, including cashless transactions at all GCash QR-accepting merchants, bill payments, and online purchases.
Can I use GCredit as credit card Related Questions
Can GCash act as a credit card?
Is GCash Mastercard a credit card or a debit card? The GCash card is neither a credit nor a debit card, though it works like one. As a prepaid card, it can be topped up with money. Use it like a credit or debit card as long as you have sufficient balance in your GCash account.
How do I get a GCredit card?
Just open your GCash app and tap ‘Manage Credit’. Once you’ve met all pre-qualifications needed, simply proceed with your application by reviewing your personal information and filling up other personal fields. Once submitted, our evaluation process will start.
What is the highest GCredit score?
A perfect score of 850 will give you bragging rights, but any score of 800 or up is considered exceptional and will usually give you access to the best rates on credit cards, auto loans, and any other loans.
How can I increase my loan credit limit in GCash?
Always use GCredit in your transactions such as Pay Bills, Pay QR, Shop Online, and GLife to increase your GCredit Limit. Limit increases based on your GCredit Activity, your GScore and how much you’re spending using GCredit.
Where can I check my GCash credit limit?
The Profile Limits page is a GCash in-app feature that shows your Wallet Limit, Daily Outgoing Limit, and Monthly Incoming Limit based on your verification profile. This feature is available for all GCash customers and is customized based on your profile and the number of GCash accounts.
Is it possible to have a 2 GCredit account?
5. Multiple GCredit accounts. Having multiple GCredit accounts under your name will deactivate all of your accounts. You will need to close your other GCredit accounts to reactivate your GCredit.
How does GCash credit work?
GCredit is a revolving mobile credit line available on the GCash app which may be used as another payment option for your purchases. Once eligible, you will be given a credit limit that you may consume and replenish every time you pay off your balance with the corresponding interest.
What credit score do you need for GCredit?
How do I get GCredit? You first need to be fully verified in the GCash app. Once you get to a GScore of around 400-500+, you will be receiving an in-app and SMS notification that you can activate GCredit.
Does using GCash Mastercard increase GScore?
Your GScore changes depending on your GCash activity such as your E-wallet balance, Bills Payment, and GCredit Payment Behavior. The more you use GCash, the higher your GScore.
How can I use my GCash credit card to cash?
Select “Cash In” Click “Manage” on My Linked Accounts. Under it, click “My Bank Cards” Select “Add a Card” Enter your card details and click “Add Card” Click “Submit” Enter the One Time Password sent to your registered mobile number, and tap “Submit Code”
Can I pay my GCash loan in full?
Yes! You may pay your loan in full through the GLoan feature in the app. You can check the total amount that you need to pay through your amortization schedule or by simply multiplying your monthly due amount to your remaining months to pay the loan.
What is the requirement for GCash Mastercard?
To get a GCash Mastercard, you must have a GCash account and a verified mobile number. You can apply for the card through the GCash application or website. Once you have received your card, you need to activate it and link it to your GCash account through the application or by dialing *143#.
Can I use GCash credit abroad?
Now with the Beta Version of GCash Overseas, you can use an international SIM card to open an account while abroad. The Beta Version is out now in Japan, Italy, and Australia. Even if you are a Filipino living overseas, you will still be able to seamlessly use GCash services!
Can I use GCash Mastercard abroad?
Yes. You can use the GCash Mastercard card in any of our 69 destinations worldwide.
What is the GScore for 10000 GCredit?
The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. You just have to keep on using the cash-in feature to increase your score.
How do you qualify for GLoan?
You must be 21 to 65 years old. You must be a Filipino national. Your GCash profile needs to be fully verified via the GCash app using any of the following IDs: You have a good credit record and did not commit any fraudulent transactions. You maintain a good GScore.