If your account is NOT upgraded: You can load up to P50,000 per month and spend up to P50,000 per month. Your PayMaya wallet can maintain a maximum balance of P50,000 per month.
Can I withdraw my Maya savings?
If you wish to withdraw from your Maya Savings, you need to transfer your money to your Maya wallet first. You will receive an SMS about your withdrawal or see from your app Activity list the confirmation that you have withdrawn money from your account.
What can you do with PayMaya basic account?
Monthly limit of ‚Ç±50,000. Over-the-Counter Cash In. Buy digital goods on the shop. Scan PayMaya QR to pay merchants. Cashback, discounts and rewards. Receive Money from Banks/wallets via Instapay and QRPH. Send money to other Maya users and Padala agents. Send money to other Bank accounts/Wallets.
Is there a minimum maintaining balance in PayMaya?
Is there a minimum maintaining balance? No. You can deposit as little or as much as you want!
Can I use PayMaya without upgrading Related Questions
Can I send money to Smart Padala using PayMaya without upgrading?
To be able to send money to another PayMaya user or to a Smart Padala center, you must have an upgraded PayMaya account. This will also raise your monthly transaction limit to P100,000, from just P50,000 for non-upgraded accounts.
How much can you withdraw from PayMaya?
How much can I withdraw from my Maya account via ATM? The withdrawal amount varies depending on your chosen ATM bank provider, but you may withdraw up to P50,000 from your account daily.
How can I withdraw money from Maya?
Go to an ATM accepting VISA or Mastercard withdrawals locally or abroad. Insert your physical Maya card. When prompted, choose ‚ÄúSavings‚Äù Choose or type your desired amount for withdrawal. Enter your card PIN. Claim your cash and receipt.
Is Maya safer than GCash?
Winner: Both. By principle, GCash and PayMaya should be safe, as they comply with industry standards. Though, one may consider that GCash wins by a hair because of its Facial ID feature.
How will I know if my PayMaya is upgraded?
Once your upgrade application is approved, you will receive an SMS confirmation within 24 hours. You will see the Upgraded Account check mark at the top of your Profile indicating that your account is now upgraded.
Can unverified Maya receive money?
Only users with upgraded Maya accounts can send money. Verifying your account through the ‚ÄúKnow Your Customer‚Äù (KYC) Processis mandated by the BSP, to ensure that every user we issue a Maya account to is a unique individual with a verifiable identity.
How do I convert PayMaya to cash?
Log in your PayMaya Account. Open the PayMaya app on your mobile device and enter your password to log in your account. Tap BANK TRANSFER. Select GCASH. Fill in the details. Confirm your transfer. Enter the One-Time PIN. Take note of your Reference ID.
What are the disadvantages of PayMaya?
But there are disadvantages. It is impossible to stop payment or reverse charges once done via GCash or PayMaya. If you key in one wrong number of the intended recipient, then that’s goodbye to your money.
How to have 100 pesos in PayMaya?
Check if you received an SMS from PayMaya! The SMS will ask you to open your app and view your code in-app. If you see your code, share your code with as much friends as possible!
Can I cash in PayMaya without fee?
No, you won’t be charged with a Cash In fee. Adding money to your PayMaya account via Smart Padala is entirely free. This allows you to maximize the full amount you transfer to your account without paying a convenience fee.
How much is PayMaya dormancy fee?
The Account Holder shall pay card replacement fees (PhP 250.00) excluding shipping costs and dormancy fees (1% of the balance with a maximum PhP 30.00/month) in such amounts as may be fixed by PayMaya Philippines, Inc. to entitle the Account Holder to the use of the PayMaya service and the privileges that come with it.
Why do I need to upgrade my PayMaya account?
When you upgrade, you can unlock higher limits per month, send money, and withdraw money here in the Philippines or abroad. You can also get a PayMaya virtual card that you can use for online payments.
Is it free to transfer money from GCash to PayMaya?
Here’s how to transfer funds from GCash to PayMaya: Like GCash, the Maya account number is a mobile phone number. Each transaction comes with a P15 fee on top of the amount you’re transferring. The transaction fee will be deducted from your GCash wallet.
Can I use PayMaya to transfer money to GCash?
Open the PayMaya e-wallet app and log in to your account with your credentials. Begin the transfer process by selecting Bank Transfer on the home screen. Select the Partner Bank option, then choose GCash from the dropdown list. You will be prompted to enter the amount you want to send.
How to get 500 pesos in PayMaya?
PayMaya to Bank Transfers (including but not limited to InstaPay and PESONet) PayMaya to Smart Padala. Bank Transfers to PayMaya (including but not limited to InstaPay and PESONet) Smart Padala to PayMaya.
How do I claim 5000 cash from PayMaya?
Tap ‚ÄúVouchers‚Äù in the home screen. Select the voucher you want to redeem under ‚ÄúAvailable‚Äù and tap ‚ÄúClaim‚Äù Review the details and amount of the voucher and tap ‚ÄúClaim Now‚Äù You will receive a notification of the voucher redemption in-app and via SMS.