Page Contents
Make GSave deposits regularly. Grow your savings quickly and enjoy a 2.6% interest rate with any amount you deposit. If you make GSave deposits regularly, your GScore increases. Keep a healthy savings balance to maintain a good GScore.
What is the GScore needed to unlock GCredit?
How do I get GCredit? You first need to be fully verified in the GCash app. Once you get to a GScore of around 400-500+, you will be receiving an in-app and SMS notification that you can activate GCredit.
How do I reactivate my GCredit account?
Outstanding GCredit dues past your due date may deactivate your account. Settle your outstanding GCredit dues within 3 months to reactivate your account.
Why is GScore decreasing?
GScore increases/decreases depending on your GCash usage and profile, and timely payment of GCredit dues. Keep using GCash features like Save Money, Invest Money, or by using GCredit to Pay QR and Pay Bills to continuously increase your GScore!
How do you unlock GScore fast Related Questions
What is a GCredit score of 350?
Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 350 FICO® Score is significantly below the average credit score.
What is the GScore for 10000 GCredit?
The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. You just have to keep on using the cash-in feature to increase your score.
What is the highest GCredit score?
A perfect score of 850 will give you bragging rights, but any score of 800 or up is considered exceptional and will usually give you access to the best rates on credit cards, auto loans, and any other loans.
How do you qualify for GLoan?
You must be 21 to 65 years old. You must be a Filipino national. Your GCash profile needs to be fully verified via the GCash app using any of the following IDs: You have a good credit record and did not commit any fraudulent transactions. You maintain a good GScore.
How do I know if I am eligible for GCredit?
You are 21 to 65 years old. You are a Filipino citizen. You have fully-verified your GCash account. Visit How do I get Fully Verified? to learn how to fully verify your GCash account.
How can I increase my credit limit in GCredit?
Always use GCredit in your transactions such as Pay Bills, Pay QR, Shop Online, and GLife to increase your GCredit Limit. Limit increases based on your GCredit Activity, your GScore and how much you’re spending using GCredit.
Can I still use GCredit after late payment?
Your GCredit account will be subject to penalty charges and additional interest dues if you still have outstanding GCredit dues past your due date. You will have to pay the additional penalty charges and additional interest for going past your due date on your next billing date.
Can I use GCredit again after payment?
GCredit Line Replenishment – You will be able to use your GCredit again after you pay your dues. GScore increase РIf you always pay on or before the deadline, your GScore will increase! The higher your GScore is, the higher your credit limit will be and the lower your interest rates will be!
What is a qualified GScore?
It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying your bills, using GSave, GInvest, and GInsure.
How is GScore calculated?
GScore is a score that reflects how active you are when using GCash. Your GScore is computed based on the activities you do in the app, such as maintaining a healthy wallet balance, Bills payments, and loan payments for GCredit, GGives, and or GLoan.
What is the benefit of high GScore?
Your GScore is the primary basis for you to qualify to use our lending products such as GCredit, GGives, and GLoan. All GCash users have a GScore, which is a score that reflects how active you are when you use GCash. Having a high GScore gives you access to GCredit. Visit How can I apply for GCredit? to learn more.
What happens if you didn’t pay for GCredit?
When you do not pay your dues on time, your GCredit line will be suspended which means that you will not be able to use GCredit as a payment option. You will be charged with additional penalty fees depending on the number of days it took for you to pay your GCredit dues beyond your due date.
What happens if GCredit is not used?
Your account is already subject to a penalty fee once you have reached the number of days past your due date and you still have outstanding GCredit dues. This would incur an additional penalty fee.
What is 852 credit score?
A CIBIL Score of 852 is well above the average credit score. An 852 Score is nearing perfection. You still may be able to improve it a bit, but while it may be possible to achieve a higher numeric score, lenders are unlikely to see much difference between your score and those that are closer to 852.
Can I borrow money from GCash?
GLoan is GCash’s fast and easy cash loan solution where you can loan up to PHP 125,000 instantly. You can use your loan to pay bills, go shopping with over 200,000 GCash partner merchants, and you can also cash out your loan to your chosen bank account or cash out channels using GCash’s Send Money feature.
What is the GScore rating?
The score is based on how users transact with GCash, whether by sending money, buying load or making payments, among others. One’s GScore is earned through frequency of GCash use: the higher it is, the higher the credit limit. Maintaining a good GScore is vital in keeping access to GCredit.