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Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Can I still use GCredit after late payment?
Your GCredit account will be subject to penalty charges and additional interest dues if you still have outstanding GCredit dues past your due date. You will have to pay the additional penalty charges and additional interest for going past your due date on your next billing date.
What is the benefit of high GScore?
Your GScore is the primary basis for you to qualify to use our lending products such as GCredit, GGives, and GLoan. All GCash users have a GScore, which is a score that reflects how active you are when you use GCash. Having a high GScore gives you access to GCredit. Visit How can I apply for GCredit? to learn more.
How many times can you use GCredit?
GCredit can give you up to PHP 10,000 Credit Line and up to 5% Interest Rate (monthly) which is prorated; meaning that the earlier you pay your dues, the lower your interest fee is. You can also use your GCredit again if you pay for your dues early.
What is a good GCredit score Related Questions
What is the payment method for Globe plan?
If you’re paying via credit card or GCash, you may also settle your Globe bill through our online bills payment service at www.globe.com.ph/paybill. For business and enterprise accounts, you may pay through your bank’s online payment facilities, via wire transfer or via www.globe.com.ph/paybillcorp.
What will happen if I didn’t pay my Globe plan?
In the event of a pending bill, the cellular provider will disconnect the connection first, followed by notices and calls from recovery agents. If you do not pay your bills after that, you will most likely be blacklisted by the operator, which means you will never be able to use their services again.
How can I load my Globe through GCash?
Open the GCash app and enter your PIN. Select Buy Load and enter your 11-digit prepaid Wi-Fi number. Select Broadband to view the Prepaid Wi-Fi promos available. Select your desired promo and press the Confirm button to start browsing.
How late can I pay my Globe bill?
No, your payment is due by your due date. (i.e. if your due date is the 1st of the month, then we must receive your payment by the 1st of each month). The late charge will not be assessed until after you are 10 days past due, but there is no grace period for your due date.
Can I pay my Globe plan in advance?
If you have no proof of income: You may choose to pay a 1-month Monthly Service Fee in advance via your credit card, get an existing Globe subscriber as a Guarantor, OR you can pay your Monthly Service Fee 6 months in advance.
What is proof of billing address for Globe?
Proof of Billing Address: To validate your billing address, your Globe representative will ask for the latest copy of your billing statements (e.g., utility bills, statement of account or notarized contract of lease).
How do I settle a delinquent Globe account?
If you’re paying via credit card or GCash, you may also settle your Globe bill through our online bills payment service at www.globe.com.ph/paybill. For business and enterprise accounts, you may pay through your bank’s online payment facilities, via wire transfer or via www.globe.com.ph/paybillcorp.
How many days before Globe disconnection?
All due dates are 21 days after the billing cycle cutoff date. If you have a desired due date in mind, you can choose your cut-off date from the following dates: the 5th,15th, 26th, and end of every month.
Can I pay half of my Globe bill?
Yes you may, as long as you know his or her mobile, landline, and account numbers.
Is GCash only for Globe users?
Yes, All Philippine mobile network users can enjoy all the GCash services, such as Buy Load, Send Money, Pay Bills, and more.
What network can GCash load?
You can buy regular load and load promos from the following internet providers: Globe Broadband and Business. Smart Bro. PLDT Home.
How many months can I renew my Globe postpaid plan?
A plan renewal means you are able to renew your Globe At Home postpaid plan once you get past your contract period of 24 months. Once renewed, your plan will have a 24-month contract/lock-up period, and will now be eligible for our special plan renewal offers.
What happens if you don’t pay postpaid bill?
Before filing a lawsuit, many telecom companies usually disconnect your connection. Despite this, if the bill is still due, their agents will make back-to-back phone calls to remind you of the payment. If both these ways fail to recoup the outstanding bill amount, the companies then turn to debt collectors.
What should you do if you Cannot pay your bill on time?
Contact the creditor and make an offer to pay the debt, according to what you know can afford and when you can start. It is best to do this in writing, even if you have discussed the offer first. You should date your letter or email and keep a copy for yourself. A financial counsellor may be able to help you..
How can I check my Globe plan status?
Go to the Dashboard section, scroll down to Current Plan and check your contract which is also viewable under the Plan Details section. Next, go to the main menu, choose Billing and check if your Amount to pay includes charges from the previous bill.
How to reload Globe postpaid?
To avail of the add-on, simply text the keyword to 8080 using your Globe Postpaid number. If already registered to GoSURF, an additional 1 GB may be added anytime for only P99 by simply texting GS ADDSURF 99 to 8080. This can be availed multiple times.