Get 10% load rebate on all networks when you buy load with GCash. That means you can save P10 when you buy P100 load, or P50 when you buy P500!
What is interest cashback?
Your interest cashback is the total interest balance that is not yet due when you fully settle your loan that you can find in your payment schedule.
What are the benefits of having GCash?
GCash can be used to buy prepaid load, pay bills, send money, make donations, shop online, and even purchase goods without the need for any cash.
What are the perks of GCash?
You can buy many good and services using GCash. You do not need to carry cash or cards if you use GCash. You can manage everything in just one app. GCash is fully secure. You can receive remittances from overseas into GCash. You can save, invest and borrow money with GCash. GCash is fun and enjoyable to use.
What is the load discount in GCash Related Questions
How much is the interest rate in GCash?
Interest fees will range between 1.59% – 6.57% per month, depending on your eligibility and loan amount.
Is it a good idea to cash back?
If you pay your credit card bill off in full every month, then cashback credit cards can be a great idea. This is because you’re getting rewarded for spending money you would have spent anyway. If you don’t always pay off your credit card bill in full, then cashback credit cards are not a good choice.
Can I pay my GCash loan in full?
Yes! You may pay your loan in full through the GLoan feature in the app. You can check the total amount that you need to pay through your amortization schedule or by simply multiplying your monthly due amount to your remaining months to pay the loan.
Is GCash usable in the US?
Can I use GCash in the USA? Yes, you can use GCash overseas as long as you are a Filipino national and have a Filipino phone number.
Is GCash available in US?
GCash is available overseas for Fully Verified users.
How can I send money from USA to GCash?
No, senders overseas can’t send the money to your GCash wallet. You will have to use a third-party money transfer service like Remitly, WorldRemit, Wise, or Skrill to make a remittance.
What are disadvantages of GCash?
Now GCash has been a widely used app and virtual wallet in the Philippines. One of the main issue which almost everyone seems to bring up is the poor customer service. GCash has also a problem with the monthly and annual limit in how much one can transfer.
Is GCash only available in the Philippines?
GCash will be available in other countries, such as the United States, Japan, Australia and Italy. Last February, the Bangko Sentral ng Pilipinas approved the beta launch of GCash Overseas. The service allows users in Japan, Australia and Italy to sign up with the mobile wallet without the need for a Philippine SIM.
What is the maximum amount of money in GCash?
Cash in up to P50,000 and receive your funds in real-time. Cash in more than P50,000/txn and receive your funds by the next banking day.
How much does GCash cash out cost?
Are there any fees to Cash Out of my GCash account at partner outlets? You will have to pay a 2% withdrawal fee when you Cash Out of GCash at over the counter partner outlets. Given this, you should use this option for times when you need money urgently, and ideally for lower amounts.
Is it safe to save money in GCash?
GCash and its bank partners are regulated by the Bangko Sentral ng Pilipinas. Our bank partners are members of Philippine Deposit Insurance Corporation (PDIC) and each depositor is insured up to P500,000.
How much can I cash out in GCash monthly?
You can withdraw up to Php50,000.00 per day. Please make sure to check your GCash Wallet Limits before withdrawing funds.
Is cash back free money?
No, cash back is not free money. You need to make a purchase with your card to earn cash back. Cash-back rates typically range from 1% to 5%, so you will still be paying for the majority of your purchase out of pocket.
What are the disadvantages of cashback?
There are a few drawbacks to a cash-back rewards card, including a higher-than-usual APR, having to wait to access your cash-back funds, and a cap on how much you can earn each year. Also, when it comes to travel rewards such as airline miles, sometimes the miles are worth more than the cash.
How do I withdraw money from cashback?
Go to the withdrawal page while logged in. In the app, it’s in Account ‚Üí Withdraw. Select Add a Bank. Fill in your details when prompted. After adding your bank details, we’ll send you an email to verify. Verify your bank account via email to continue with the withdrawal.
How can I check my GCash loan eligibility?
You must be 21 to 65 years old. You must be a Filipino national. Your GCash profile needs to be fully verified via the GCash app using any of the following IDs: You have a good credit record and did not commit any fraudulent transactions.